1. Who We Are

fiar-international ("we", "us", "our") provides adaptive cash-management analysis tools and related services. This Privacy Policy applies to information collected through our website, forms, and any associated services, unless a separate policy is provided for a specific offering.

2. Information We Collect

We may collect the following categories of information, depending on how you interact with us:

• Contact information you provide, such as your name, email address, phone number, and company name, typically submitted through contact or analysis request forms.
• Business and financial information you choose to share for the purpose of receiving an analysis, such as general cash position details or operational parameters.
• Technical information collected automatically, including IP address, browser type, device information, pages visited, and referring URLs.
• Communications you send to us, including correspondence related to support, inquiries, or feedback.

3. How We Use Information

We use collected information for purposes that may include:

• Responding to inquiries and providing requested analysis or services.
• Operating, maintaining, and improving our website and offerings.
• Communicating with you about updates, service-related notices, or administrative matters.
• Complying with legal obligations and enforcing our terms.
• Detecting, preventing, and addressing technical issues, fraud, or misuse.

4. Legal Basis for Processing

Where applicable law requires a legal basis for processing personal data, we generally rely on one or more of the following: your consent, the necessity of processing to perform a contract or provide a requested service, our legitimate interests in operating and improving our business, and compliance with legal obligations.

5. Cookies and Tracking Technologies

Our website may use cookies and similar technologies to support core functionality, remember preferences, and understand how visitors use our site. You can typically control cookies through your browser settings; disabling certain cookies may affect site functionality. [Insert details of specific cookies and analytics tools used, if any.]

6. Sharing of Information

We do not sell personal information. We may share information with:

• Service providers who perform functions on our behalf, such as hosting, analytics, or communications, under appropriate confidentiality obligations.
• Professional advisors, where necessary for legal, accounting, or compliance purposes.
• Authorities or third parties, where required by law, regulation, or legal process, or to protect our rights, property, or safety.
• A successor entity, in connection with a merger, acquisition, or sale of business assets.

7. Data Retention

We retain personal information for as long as necessary to fulfill the purposes described in this policy, unless a longer retention period is required or permitted by law. Criteria for determining retention periods may include the duration of an ongoing relationship, applicable legal obligations, and statute of limitations considerations. [Insert specific retention periods if known.]

8. Data Security

We implement reasonable technical and organizational measures designed to protect information against unauthorized access, loss, misuse, or alteration. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

9. International Data Transfers

If information is transferred across borders, we aim to ensure appropriate safeguards are in place consistent with applicable data protection laws. [Insert specific transfer mechanisms, such as standard contractual clauses, if applicable.]

10. Your Rights

Depending on your jurisdiction, you may have rights regarding your personal information, which may include the right to access, correct, delete, restrict, or object to processing, as well as the right to data portability and the right to withdraw consent where processing is based on consent. To exercise any of these rights, please contact us using the details on our Contact page; we will respond in accordance with applicable law.

11. Children's Privacy

Our services are intended for business use and are not directed at individuals under the age of majority in their jurisdiction. We do not knowingly collect personal information from children.

12. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of such third parties, and we encourage you to review their respective privacy policies.

13. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. The updated version will be indicated by a revised "Last updated" date, and we encourage you to review this page periodically.

14. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please reach out via the details provided on our Contact page.